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Each year for the past nine years, Allstate Insurance Company has released a report of the safest cities for drivers in America. Allstate Insurance provides auto insurance coverage for approximately 10 percent of drivers in the United States and its claims data is viewed as a representative sample of all accident claims in the country. Actuaries for Allstate have developed a formula to assess the accident rate relative to the population in major cities throughout the U.S. and to compare this rate to the national average. This formula is used to rank the 200 largest cities in terms of how safe they are for motorists.

This year, the news was good for Knoxville, which ranked among the safest cities for motorists. Unfortunately, however, Knoxville went down in the rankings as compared with its position on the list in 2012. While it is great that the city is one of the safest, its lower position on the list is less positive news. Our lawyers know there is always room for improvement to make the city safer for drivers, and Allstate has also provided some tips for drivers to help reduce the chances of accidents happening.

How Does Knoxville Compare in Terms of Safety

According to the 2013 Allstate America’s Best Drivers Report released in late August, the city of Knoxville Tennessee ranks number 12^th out of 200 cities on the list of America’s best drivers.

Knoxville earned this ranking because the claims data shows that there are an average of 11.8 years between auto accidents in the city. This means that an accident is 15.1 percent less likely to occur in Knoxville as compared with the national average.  By contrast, the safest city in the U.S., Fort Collins, Colorado, has an average of 13.9 years between accidents while there are just 4.8 years between accidents in Washington, D.C. (the least safe city for motorists).

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Social Security Disability lawyers in Atlanta know that the Social Security Disability system is intended to provide a safety net for people who become disabled and who are not able to work as a result of a severe injury or medical condition.  Social Security Disability benefits are available in two different programs – Social Security Disability insurance (SSDI) for people who have worked and paid into the system, and Supplemental Security Income (SSI) for disabled individuals with limited resources and low incomes regardless of their work history.

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SSDI and SSI provide modest monthly compensation, with SSDI benefits based on how much you earned over your work life and SSI benefits capped at $710 per month for an eligible person as of 2013.  For many people, these benefits are the only source of income if they are unable to work, as most data indicates that few people purchase private disability insurance to protect themselves if they get hurt or sick and cannot hold a job.

Many Forego Private Disability Insurance Plans

US News recently reported that most experts believe disability coverage is an “essential way for people to protect themselves from unexpected illness, accidents or other problems that prevent them from working.” Yet, the Hartford Financial Services Group indicates that while 57 percent of workers aged 20-30 have life insurance, only 45 percent have short term disability coverage and just 39 percent have long-term disability coverage.

The vast majority of workers will not have an insurance policy to turn to if something happens to them over the course of their working careers. Since the Social Security Administration estimates that a 20 year-old-worker has a 30 percent chance of being disabled at some point before the worker reaches the age of 65, this means that many young workers today will find themselves unable to work and with few places to turn.

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You need an Ohio personal injury lawyer who is experienced with the state’s legal system. Gary Bloom has more than 30 years of experience as a car wreck lawyer. He knows how to get results. He has experience. That’s why Gary Bloom of our firm is a member of the Million Dollar Advocates Forum, an organization exclusively reserved for lawyers who have successfully achieved verdicts over $1 million.

Gary Bloom an attorney who knows how to win big, but he’s also an attorney who can relate to folks in Toledo. You will rarely find attorney Bloom wearing a suit outside of a courtroom. He’s a real person not just a lawyer. He even makes house calls to meet with clients. But don’t let Gary Bloom’s down-to-earth style fool you into thinking he’s not a serious Toledo personal injury lawyer. Attorney Bloom is one of the most respected, lawyers in the Toledo area.

Maybe you need help, try contacting a Personal injury attorneys Toledo Ohio.

If you have experienced personal injury due to Medical practice, you may need a lawyer. Medical malpractice can arise out of any number of different situations. A doctor may fail to diagnose cancer or make some other type of diagnosing error. An anesthesiologist may administer an overdose.

Medical malpractice cases in Ohio can have serious implications. Mistakes can have fatal consequences. With so much at stake, i t’s crucial to retain an experienced lawyer. Law offices of Gary Bloomcan help steer you in the right direction.

Lansing wrongful death lawyer Gary Bloom can work with your family to make things right. Attorney Bloom has a well-earned reputation for being an honest lawyer who fights for the rights of hard-working families. Our firm also knows how to get compensation for wrongful death for families. The loss of an a wife, husband or a child can be a huge emotional blow, but it also can have a devastating financial impact.

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Driver fatigue is a major problem for long-haul truckers and drivers of large commercial trucks, with one Federal Motor Carrier Safety Administration (FMCSA) study suggesting that as many as 6,000 accidents occur each year due to tired truckers.

Our truck accident lawyers know that the Federal Motor Carrier Safety Administration has taken steps to try to reduce the number of truck accidents resulting from driver fatigue. In 2011, the FMCSA passed rules setting new hours-of-service limits for all commercial motor vehicles. Truckers and trucking companies, however, were given a year-and-a-half to actually implement these new rules. The rules went into effect on the 1st of July and are currently applicable to all commercial truckers.
New Hours of Service Rules Face Challenges But May Help to Reduce Accidents
The new hours of service rules reduce the average work week hours from a prior limit of 82 hours down to 70 hours. After drivers have driven for the maximum of 70 hours, drivers can resume driving only after they have taken a 32 hour continual rest break. This rest break must include two full nights of rest.

The FMCSA also impose a new requirement mandating that drivers need to take at least a 30-minute meal break during the first eight hours of driving. This ensures that drivers remain rested, well-fed and focused on the road.
According to Truck News, these regulations were challenged by trucking industry groups in court. However, the U.S. Court of Appeals for the D.C. Circuit issued its ruling late in July, retaining the new rules with just one small change. The court struck down the required 30-minute break for short-haul drivers, but not for long-haul drivers. The other rules and limitations remained in tact.
The American Trucking Associations (ATA) spoke out about its disappointment that the court had upheld the FMCSA rules, calling the FMCSA’s rule-making “agenda-driven,” and questioning how the FMCSA went about implementing the new hours-of-service rules. The ATA also indicated that the court recognized shortcomings in the FMCSA’s deliberations when drafting the new hours of service rules and expressed a hope that the FMCSA would do more substantial research in the future.

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Galveston truck accident

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